Title Loans in Modesto, California

Financial challenges and issues can take place in the lives of anyone, including the residents of Modesto, California. At times, these problems happen when we least expect them. You don’t have to let these issues overwhelm you to the point of worry and stress. Once you realize the situation, then it is time to act because you don’t want everything to get out of control when there is a viable solution. If you find that you are struggling financially, living from paycheck to paycheck, then you have a problem that needs your immediate attention. In fact, a title loan in California may be the best option. You don’t want to leave your family in the dark if the electric company or the phone company cuts off your power or line of communication. Don’t be embarrassed because anyone can have money issues, whether it is overdue rent, mortgage, utility bills or medical bills, a title loan lender can help. You don’t have to worry about anyone judging you, but you will receive confidential and quick assistance.

About Modesto

The city of Modesto is a developing community in the Central Valley of California and continues to do things that show progress and improve the quality of life for residents living in the community. The city boasts a vibrant community with multi-cultural activities and tons of educational opportunities. It also encourages cultural traditions to be maintained. The city has rich soil and mild climate all throughout the year. On the list of largest California cities, the city of Modesto stands at number 16. There are approximately 210,000 residents that live in the city of Modesto. As a diverse city, the ambience is metropolitan with a traditional hospitality that residents portray and enjoy. You will find talented artists in the communities. Learn more about the city by going to this official website.

Local Department of Motor Vehicle

Address: 124 Burney St, Modesto, CA 95354

Phone: 800-777-0133

Website

Title Loan Laws

California’s title loans are governed and regulated by the Department of Business Oversight. According to the laws that govern the title loan industry, lenders must fully amortize all loans. What does this mean? It means that there can be no balloon payments, but regular payments throughout the life of the loan. The law also states that loans of $5,000, the fee can be no more than $75.

Department of Police

Galen L. Carroll – Chief of Police

Address: 600 10th St, Modesto, CA 95354

Phone: 209-572-9500

Website

Consumer Rights

If your rights have been violated by anyone, as a consumer, you can file a complaint with the proper authorities or consult with a consumer protection attorney for help. Below is contact information to help you.

The Department of Consumer Affairs

Phone: 800-952-5210

Website

Consumer Rights Lawyer

Lunsford Legal Group

Phone: 916-692-8321

Website

Bostwick & Peterson LLP

Phone: 888-831-8448

Website

McCormick, Barstow, Sheppard, Wayte & Carruth LLP

Phone: (559) 433-1300

Website

The Advantage

Title loan lenders are more beneficial to getting a loan fast and it offers no hassle or stress. Other traditional lenders ask for tons of stuff such as:

  • Utility bills
  • Bank statements
  • Proof of income
  • Tax returns
  • Business license
  • Car insurance
  • Credit history

However, with a title loan, you only need:

  1. Original title
  2. Valid photo ID
  3. Proof of income

The Process

Title loans in San Jose are offered to California residents in the city of Modesto and the process is fast, simple and easy. You have to be at least 18 years of age to obtain a title loan. Your vehicle has to have clear title with your name on the certificate of title. No credit is necessary. With enough income to repay the loan balance, you could be on your way to a title loan approval.

 

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