Title Loans in San Jose

Financial issues can take place any time and affect anyone, including residents like you in San Jose, California. Could your financial troubles have been cause from losing your job or carrying a large credit card debt or have lost some of your investments? These things can happen anytime. However, you don’t have to be too alarmed because there is help. You can salvage your financial security with a title loan. If you are financially stressed and don’t know where to turn for help, you may want to consider a title loan in California. It can help you to get out of the financial situation in which you find yourself. Don’t feel bad about asking for help because you are not the only San Jose resident with financial problems. In fact, in the entire United States, people are experiencing some of the same financial issues like you. So, take action today to resolve your problem. Ignoring it will not help you. In the end, you will still be in the predicament. If you need a fast, simple and easy way to get money in 24 hours, try a title loan. Complete the application today and be on your way to diminishing or solving your financial issue.

About San Jose Car Title Loans

The city of San Jose is located in the Silicon Valley, which is a large hub of technological resources. Rolling hills surround the city and it is the proud place for architectural markers and a rich history in the downtown area. You will find the Tech Museum of Innovation in the downtown area. This shows how much emphasis is placed on technology and science exploration.  Visit the government website to learn more about this unique city.

Local Department of Motor Vehicle

Address: 111 W Alma Ave, San Jose, CA 95110

Phone: 800-777-0133

Website

Title Loan Laws

The title loan lending law in the state of California permits the lenders to charge the borrower up to five percent of the loan amount or $50, whichever is the smaller amount, but only if the loan is in excess of $2,500. After $2,500 and before $4,999, the allowable fees go to $75.

Department of Police

Eddie Garcia – Chief of Police

Address: 201 W Mission St, San Jose, CA 95110

Phone:  408-277-8900

Website

Consumer Rights

Consumer rights are protected under the Department of Business Oversight (DBO). The department also provides protection and offers supervision to title loan lenders. The financial service industry is regulated by the same department and this includes banks, credit unions and title loan lenders. If you think that your rights have been violated as a consumer, you can file a complaint with the Department of Business Oversight.

No Credit

With a title loan, you don’t have to worry or be concerned about your credit rating, credit history or credit score. You are eligible for a title loan with no credit or bad credit as long as you have a free and clear title to your vehicle. The title loan is primarily based on the existing and fair market value of your car.

The Benefits

There are so many benefits to obtaining a car title loan in San Jose, California.  Cash is available to you in less than 24 hours as long as you can put up your vehicle for collateral. You also can use the loan to improve your credit once you pay on time. There are minimal requirements to acquiring a title loan compared to traditional banks. Title lenders in California have a high approval rate to lending money to borrowers in the city of San Jose.

Applying for a Title Loan

It is easy to apply for a title loan estimate. The application only takes a few minutes to complete. After completion, you will be contacted by a representative. You will be asked to provide additional information such as vehicle information, proof of age, and proof of income and original title of the vehicle. Approval only takes up to 24 hours and you could have the funds directly deposited into your bank account. So what are you waiting for? Apply for a title loan today.

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